Planning an international trip is exciting—but unexpected events can quickly turn that dream vacation into a costly nightmare. Whether it’s flight cancellations, medical emergencies, or lost luggage, travel insurance can save the day. But with so many providers out there, how do you choose the right one? In this guide, we’ve rounded up some of the best travel insurance companies for international trips in 2025.
Why Travel Insurance Matters for International Travel
International travel comes with more risks compared to domestic travel. Healthcare costs abroad can be expensive, and some countries even require proof of insurance for entry. Travel insurance provides peace of mind, ensuring that you’re covered in case of emergencies, cancellations, or other surprises.
Best Travel Insurance Companies
1. World Nomads
World Nomads is a favorite among adventure travelers and digital nomads. Their plans cover over 150 activities, including hiking, scuba diving, and skiing. The coverage is flexible, and you can extend your policy while already traveling.
- Pros: Great for adventure travel, flexible plans
- Cons: Slightly higher premiums for extended trips
2. SafetyWing
SafetyWing offers affordable travel medical insurance, especially for long-term travelers and remote workers. Their policies are simple and easy to manage, with automatic monthly renewals.
- Pros: Subscription-based model, good for digital nomads
- Cons: Limited coverage for personal belongings
3. Allianz Global Assistance
Allianz is one of the most well-known names in the insurance world. They offer a wide range of travel plans tailored to different needs, from single-trip coverage to annual plans for frequent flyers.
- Pros: Trusted brand, comprehensive coverage options
- Cons: Some reports of slow claims processing
4. IMG (International Medical Group)
IMG is a solid option for travelers seeking robust medical coverage overseas. Their plans are customizable, and they offer 24/7 emergency support worldwide.
- Pros: Excellent medical coverage, customizable plans
- Cons: Less intuitive website experience
5. Travelex Insurance Services
Travelex offers well-rounded travel insurance policies suitable for families and vacationers. Their basic and select plans include coverage for trip cancellation, medical emergencies, and even children under 17 at no extra cost.
- Pros: Family-friendly, easy-to-understand plans
- Cons: Not ideal for long-term or high-risk travel
How to Choose the Right Provider
Before purchasing travel insurance, consider the nature of your trip. Are you going for a short vacation, or will you be traveling for months? Are you visiting remote locations or staying in cities? Do you plan on engaging in high-risk activities? These factors can influence the best plan for you.
Also, be sure to check:
- Coverage limits for medical expenses
- Emergency evacuation and repatriation terms
- Trip cancellation and interruption policies
- Exclusions and limitations
Final Thoughts
Having travel insurance for your international trip isn’t just a precaution—it’s a necessity. While you hope never to use it, knowing you’re covered can make your journey far less stressful. Take the time to compare plans, read the fine print, and choose a company that aligns with your travel style and needs.
Remember: the best travel insurance company is the one that gives you the coverage you actually need—without overpaying or getting surprised by what’s not included.
